Get a mortgage

Know your numbers before you shop

Work out a monthly payment, see what your budget buys, then get pre-approved — so your offer is ready the day the right home lists.

Start pre-approval Estimate a payment

Home price

Down payment

Interest rate

An example — use the rate you're quoted.

Loan term

Property tax

% / yr

Of the price. Around 1.6–2.2% in South Florida.

Home insurance

$/ yr

HOA dues

$/ mo

Condos and many communities have them.

Estimated monthly payment

$3,388 / mo

Principal & interest$2,275
Property tax$713
Home insurance$400

$360,000 loan · 20.0% down

See homes up to $450,000

Pre-approval

Make your offer the one sellers trust

Pre-approved, not just pre-qualified: A pre-qualification is a quick estimate from what you say. A pre-approval means a lender has checked your income, assets and credit — and in South Florida, most sellers expect one with the offer.
What to have ready: Recent pay stubs, two years of W-2s or tax returns, two months of bank statements, and a photo ID. Self-employed? Add your business returns.
Your choice of lender: We'll put you in touch with a mortgage professional, and you're always free to choose any lender you like.

Start your pre-approval

A few questions so the right person calls you back. None of this affects your credit.

Price range

Down payment

Credit

When are you buying?

First home?

First name

Last name

Phone

Anything else we should know? (optional)

Text me about this request. Consent is not a condition of any purchase. Message and data rates may apply; reply STOP to opt out.

This goes to an agent at First World Realty Group who covers your area.

Calculators are for illustration only and are not a loan offer, a rate quote or a commitment to lend. Actual rates, payments and eligibility depend on your credit, the loan program, the property and market conditions. Mortgage insurance is estimated at 0.5% of the loan a year when the down payment is under 20%. First World Realty Group is a real estate brokerage, not a lender.